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AWAREFI FOR ADVISORS

See more of the client behind the portfolio.

AwareFi gives advisors a structured way to bring financial capacity, risk tolerance and behavioral context into the client conversation — while keeping assessment history, advisor review and documentation connected to the client record.

Explore assessments Explore the methodology
CLIENT RECORD Advisor workspace
ACTIVE
JS
Jordan Smith Annual review
CAPACITY 7
TOLERANCE 5
SRS 5
ADVISOR REVIEW
Assessment COMPLETE
Behavioral context REVIEWED
Suitability review IN PROGRESS
THE ADVISOR EXPERIENCE

From client discovery to a clearer record.

AwareFi is designed around the advisor workflow. Structured discovery becomes reviewable insight, behavioural context becomes part of the conversation, and the reasoning surrounding the client relationship can remain connected over time.

SAME PROFILE ON PAPER

Two clients. Same portfolio. Same plan. Same score.

On paper, they are the same person. Then the market falls eighteen percent.

ILLUSTRATIVE CLIENT

Elena

Balanced
WHAT THE QUESTIONNAIRE SAW
Risk score
62
Portfolio
Balanced
Time horizon
12 years
WHAT AWAREFI SEES
Loss aversion 38
Composure 81
Crowd influence 29
Likely range under stress 57–66
IN A DOWNTURN

Held steady, and rebalanced into the dip.

ILLUSTRATIVE CLIENT

James

Balanced
WHAT THE QUESTIONNAIRE SAW
Risk score
62
Portfolio
Balanced
Time horizon
12 years
WHAT AWAREFI SEES
Loss aversion 84
Composure 33
Crowd influence 71
Likely range under stress 44–64
IN A DOWNTURN

Called to sell everything, on the worst day.

A standard questionnaire interviews the calm client sitting across your desk. AwareFi measures the one who turns up in a downturn, months before the market asks.

The market is only half the story. The investor is the other half.
FROM DISCOVERY TO ONGOING REVIEW

One connected advisor workflow.

AwareFi carries behavioural context from the first assessment into the client conversation, documentation process and ongoing relationship.

01 DISCOVER

Understand the client before the meeting.

The client completes structured behavioural discovery and provides the information needed to begin building a clearer picture of their financial and behavioural risk profile.

ADVISOR RECEIVES
  • Risk capacity context
  • Risk tolerance profile
  • Behavioural traits
  • Investor persona
02 CONVERSE

Walk into the conversation with context.

Instead of starting with a blank page, the advisor can review how the client thinks, what they can financially absorb and where behavioural pressure may appear.

ADVISOR CAN REVIEW
  • Behavioural signals
  • Areas of divergence
  • Dynamic behavioural range
  • Conversation priorities
03 DOCUMENT

Turn the conversation into a clearer record.

Assessment results, advisor review and supporting rationale remain connected so documentation can reflect the reasoning surrounding the client relationship.

REVIEWABLE RECORD
  • KYC record
  • Investment Policy Statement
  • Suitability Record
  • Review and audit history
04 GROW

Carry understanding forward.

Client understanding should not disappear after onboarding. AwareFi keeps assessments, behavioural context and review history connected as the relationship evolves.

OVER TIME
  • Annual reviews
  • Reassessments
  • Historical comparison
  • Stronger client conversations
THE PRINCIPLE

The assessment starts the record. The advisor's judgement completes it.

THE CLIENT MEETING

Before, during and after. One connected client record.

AwareFi helps the advisor prepare for the conversation, bring behavioral context into the meeting, and preserve the reasoning that follows. The client record remains connected throughout.

CLIENT RECORD Elena Morrison
Annual review
EM
Elena Morrison Household · Morrison Family
NEXT REVIEW Today
MEETING PREPARATION

What changed since the last review?

3 items to review
Risk tolerance 68 Stable
Risk capacity 74 Adequate
Behavioral range 57–75 Current
ATTENTION FOR TODAY
01
Loss aversion increased

The latest assessment indicates greater sensitivity to potential losses than at the previous review.

02
Capacity remains adequate

Financial capacity remains supportive, despite the behavioral change.

03
Review previous rationale

The prior annual review documented why the existing risk position remained appropriate.

ONE CONTINUOUS RECORD

The assessment does not disappear after the score. It becomes part of the conversation, the rationale and the ongoing client history.

THE CLIENT RECORD

The client relationship has a memory.

Assessments, behavioural context, advisor reasoning and review history stay connected over time — so the story behind a recommendation does not disappear after the meeting.

EM
CLIENT RECORD Elena Martin
Record current
Relationship Since 2024
Current profile Balanced
Last review Sep 2026
Record status Current
SEP 2026 Annual review

Behavioural profile reviewed.

Full Discovery completed and compared with the client's prior behavioural baseline. Suitability was reviewed and the advisor's rationale was recorded.

Full Discovery Behavioural profile Suitability review Advisor rationale
CHANGE OBSERVED

Loss aversion increased moderately while financial capacity remained stable.

APR 2025 Market check-in

A change in composure became visible.

An Express Check-In captured a change in behavioural context during a period of market volatility. The follow-up conversation was documented.

Express Check-In Advisor note Review history
CHANGE OBSERVED

Composure declined from the established baseline, prompting an advisor conversation.

JUN 2024 Initial discovery

The behavioural baseline was established.

The initial Full Discovery established the client's risk and behavioural context, creating the starting point for future reviews and change comparisons.

Full Discovery Initial profile Baseline established
SUITABILITY & COMPLIANCE

The reasoning should be as reviewable as the result.

AwareFi keeps the evidence surrounding a suitability review connected: the assessment used, the risk signals considered, the advisor's rationale, attestations, changes and review history.

SUITABILITY RECORD Elena Morgan
Review complete
REVIEW Annual review
ASSESSMENT Full Discovery
VERSION v3.2
COMPLETED 18 Sep 2026
REVIEWED EVIDENCE

Three separate lenses. One documented review.

Evidence captured
01
RISK CAPACITY 74

Financial ability to absorb portfolio risk remains adequate.

Adequate
02
RISK TOLERANCE 68

Stated willingness to accept uncertainty remains within the reviewed range.

Reviewed
03
INVESTOR BEHAVIOUR 57–66

Behavioural range provides additional context for periods of market stress.

Considered
ADVISOR RATIONALE Recorded with review
The client's financial capacity remains sufficient for the current strategy. Risk tolerance is consistent with the prior review. Behavioural indicators suggest maintaining additional discussion around loss response during periods of elevated volatility.
REVIEWED BY Sarah Chen · Financial Advisor
✓
ADVISOR ATTESTATION Review acknowledged and recorded

The advisor confirms that the available client information and recorded evidence were reviewed as part of the suitability process.

RECORD ID SR-2026-0918-014
LAST UPDATED 18 Sep 2026 · 14:32
COMPLIANCE WORKSPACE

Know what needs review. Preserve what happened next.

AwareFi brings material changes, unresolved conflicts, required attestations and upcoming reviews into one structured workflow — while keeping the advisor responsible for the final judgement.

SELECTED REVIEW

Elena Morgan

Annual reassessment

REVIEW REQUIRED
!
MATERIAL CHANGE DETECTED Financial capacity has changed materially since the previous review.

The change does not determine suitability. It identifies evidence the advisor should consider before completing the review.

CHANGE EVIDENCE

Previous → current

Assessment v3.2
Risk capacity
74 → 58
Material decrease
Risk tolerance
62 → 61
Broadly stable
Loss aversion
38 → 52
Increased
REVIEW CHECKLIST 2 of 4 complete
✓
Assessment reviewed

Current assessment and scoring evidence opened by advisor.

Complete
✓
Material change acknowledged

Capacity change identified as part of the review.

Complete
Advisor rationale

Record how the evidence affected the advisor's review and recommendation.

Required
Advisor attestation

Confirm the review before preserving the completed record.

Pending
REVIEW STATE Awaiting advisor rationale
FROM SIGNAL TO RECORD

A review process that leaves a trail behind it.

01 Detect

A material change or review requirement is surfaced.

02 Review

The advisor reviews the evidence and client context.

03 Resolve

The advisor determines the appropriate response.

04 Document

Rationale and relevant notes are preserved.

05 Attest

The completed review is acknowledged.

06 Preserve

The record becomes part of client history.

THE COMPLIANCE PRINCIPLE
AwareFi surfaces the evidence. The advisor makes the decision.

Every review can retain the assessment, relevant changes, advisor rationale, attestations, timestamps and version context that existed when the decision was made.