CLIENT INPUT
Behavioural assessment
Structured client responses begin the record.
COMPLIANCE
Compliance, systemized. And finally working for you.
KYC reviews, suitability records and investment policy statements, in one clean process that records everything as it happens. The work you are required to do becomes the conversation that deepens the relationship.
BUILT AROUND THE RECORD
Assessment evidence, review history, advisor rationale and attestations stay connected from the beginning.
A
AwareFi
COMPLIANCE
AR
A. Rivera
Advisor
COMPLIANCE OVERVIEW
THIS MONTH
Review activity
CURRENT
12
Records current
REVIEW
4
Review required
ATTENTION
3
Need attention
REVIEW QUEUE
4 OPEN
Elena Morgan
Material change
Review required
Today
James Chen
Lens conflict
Attention
Yesterday
Priya Shah
Attestation
Pending
2 days
SELECTED REVIEW
Elena Morgan
REVIEW REQUIRED
MATERIAL CHANGE
Risk capacity
74
→
58
✓
Assessment reviewed
✓
Change acknowledged
Advisor rationale
REQUIRED
IT STARTS WITH THE ASSESSMENT
One conversation. A record that builds itself around it.
Every document below is drafted from what your client shares in the behavioural assessment and what you discuss together, so nothing is typed twice.
See the assessment
ADVISOR CONTEXT
Your conversation
Professional judgement and client context stay part of the process.
CONNECTED RECORD
Compliance documentation
KYC, IPS, suitability and audit evidence grow from the same review.
THE DOCUMENTATION PROBLEM
What Canadian regulators found in December 2025.
The Canadian Securities Administrators and CIRO reviewed know your client and suitability practices at 105 registered firms. Among the findings, they noted that many firms:
Could not show that tolerance and capacity had been assessed separately.
Recorded that an investment was suitable without recording the basis for that conclusion.
Could not evidence a meaningful interaction at review where nothing had changed.
Blended the risk profile into a single number with no documented logic.
Good compliance is not more paperwork. It is better evidence of the work already being done.
THE OUTPUT
What AwareFi produces, every review.
One review creates a connected documentation trail rather than four disconnected administrative tasks.
RECORD 01
REVIEWED
KYC record
Every element marked changed or unchanged, with the client's confirmation, so the record shows everything was reviewed.
REVIEW SUMMARY
CURRENT
Employment
No change
CONFIRMED
Annual income
$145k → $162k
CHANGED
Liquidity needs
No change
CONFIRMED
RECORD 02
DRAFTED
Investment policy statement
Drafted from the client's real profile, including the plan agreed for difficult markets.
Objective
Long-term growth
Time horizon
15+ years
Liquidity
Moderate
DIFFICULT-MARKET PLAN
Review the plan before making a material portfolio change during periods of stress.
RECORD 03
EXPLAINABLE
Suitability record
Tolerance and capacity shown separately with the arithmetic, and the reasoning for each factor considered.
RISK CAPACITY
58
Financial ability
RISK TOLERANCE
61
Psychological willingness
ADVISOR REASONING
Separate evidence remains visible before professional judgement is documented.
RECORD 04
RECORDED
Audit trail
Every step of the cycle, who did it and when.
Assessment submitted
Client · 09:42
Changes reviewed
A. Rivera · 11:18
Rationale recorded
A. Rivera · 11:31
Review completed
System · 11:34
i
On a dealer platform?
Where your official KYC lives on your dealer's own forms, AwareFi prepares the information in a form ready to transfer, rather than replacing the dealer's record.
REVIEW OVERSIGHT
Know who is due before they are overdue.
Every client carries a review date set by their account type. One screen shows your whole book by what needs doing: due this month, overdue, awaiting your sign off, flagged for attention. For your compliance lead, one view of the firm.
A
Review oversight
AwareFi Compliance
4
OPEN
1
OVERDUE
2
ATTENTION
REVIEW QUEUE
SELECT A RECORD
SELECTED REVIEW
Elena Morgan
Advisor: A. Rivera · Annual reassessment
REVIEW REQUIRED
MATERIAL CHANGE
Financial capacity has changed.
The current assessment indicates a meaningful decrease from the previous recorded capacity. Advisor review and rationale are required before the record can be completed.
Risk capacity
74 → 58
Material decrease
Risk tolerance
62 → 61
Broadly stable
Loss aversion
38 → 52
Increased
CLEAR BOUNDARIES
What AwareFi does not do.
Better documentation should make professional judgement easier to evidence — not pretend software can replace it.
It documents your reasoning.
It does not make you compliant. Your policies and judgment remain yours.
It works with your systems.
It does not replace your dealer system or your CRM. It sends records into them.
It records the review.
It does not assess products or monitor concentration from live holdings.
It surfaces the work.
It does not supervise. It queues items for the people who do.
BUILT FOR THE REAL REVIEW
Compliance that works because the relationship works.
Turn the assessment, the client conversation and advisor judgement into a record that is easier to review, explain and carry forward.
REGULATORY INFORMATION
This page summarizes publicly published regulatory guidance for general information. It is not legal advice. Requirements differ by registration category and change over time. Firms remain responsible for their own policies, procedures and record keeping, and should confirm current requirements with their own counsel or chief compliance officer.